Terms of Service | Merchant Pay Connect

Terms of Service

Effective Date: June 8, 2026

These Terms of Service ("Terms") govern your access to and use of the website, products, and services provided by Merchant Pay Connect Inc ("Merchant Pay Connect," "we," "us," or "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Eligibility & Use of Service

You must be at least 18 years of age to use our services, including our SMS/text messaging program. By accessing or using our services, you represent and warrant that you are 18 years of age or older.

You agree to use our credit card processing, point-of-sale, and related services only for lawful purposes and in accordance with these Terms. You are responsible for the accuracy of the information you provide and for all activity that occurs under your account.

2. Intellectual Property

All content, trademarks, logos, and materials available through our services are the property of Merchant Pay Connect Inc or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any content without our prior written permission.

3. SMS / Mobile Messaging Terms

By opting in, you consent to receive text messages from Merchant Pay Connect, including account notifications, transaction and payment alerts, customer support messages, and occasional promotional offers about our products and services, at the mobile number you provide.

You must be 18 years of age or older to opt in to and participate in our text messaging program.

Message frequency varies. Message and data rates may apply.

How to opt out: Reply STOP to any message to unsubscribe. After you send STOP, we will send a confirmation message and then stop sending text messages.

How to get help: Reply HELP or contact us at 312.600.7278 / [email protected].

Carriers are not liable for delayed or undelivered messages. Delivery of messages is subject to effective transmission by your mobile carrier and is not guaranteed.

Consent to receive text messages is not a condition of any purchase of our products or services.

For details on how we handle the information associated with our messaging program, see our Privacy Policy.

4. Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or secure.

5. Limitation of Liability

To the fullest extent permitted by law, Merchant Pay Connect Inc and its officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if advised of the possibility of such damages.

6. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict-of-law principles. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the state and federal courts located in Illinois.

7. Changes to These Terms

We may modify these Terms from time to time. We will post the updated Terms on this page and revise the "Effective Date" above. Your continued use of our services after changes become effective constitutes acceptance of the revised Terms.

8. Contact Us

If you have questions about these Terms, contact us at:

Merchant Pay Connect Inc
125 South Wacker Dr, Suite 300, Chicago, IL
Email: [email protected]
Phone: 312.600.7278